{"database": "surfing", "table": "posts", "rows": [["223397", "11440", "Molded, Reverse Engineered, Handshaped by One Only...WHAT IS ACCEPTABLE TO YOU?", 89, "Artz", "Oct 14, 2021", "2021-10-14T16:21:29-0400", "Bruce Fowler said: \n\n\n\n\n\n\n\n\n\n            Artz,\n\n\n\nThat is a very astute observation!\n\n\n\nFor the last couple years or so I've seen guys in Ca offering a payment plan for their surfboards. \n\n\n\nMainly guys out of or around Huntington Beach area.\n\n\n\nThat would be an accounting nightmare for a lone wolf operation like me.\n\n\n\nOther than subcontracting glassing to Haakenson, I'm a one man operation.\n\n\n\n\n\n\n\nThe same held true when I was approached then ended up doing the equivalent to a business start up\n\n\n\nfor the Stoker V Machine.\n\n\n\nNo one helped me....... that grew from me building 100% of the boards in my garage.\n\n\n\nIt was such the burn out until I could make the leap to send glassing out.\n\n\n\n\n\n\n\nMy education was in Business, Engineering & Physics.\n\n\n\nThat leaves me ill prepared to deal within the numbskull world of dealing with what makes surfers tick.\n\n\n\nMy only saving grace on that is being  a surfer myself since that fated right slide @ the Sand Bar in 1959.\n\n\n\n\n\n\n\nNow I think being a \"surfer\" means something entirely different than then.\n\n\n\n\n\n\n\nI don't even know what 'that' means now, to be quite honest.\n        \n\n\nClick to expand...\n\n\n\n\n  I think you may find a leander  that would handle all the financial end of things. You would get a cut of the profits.  Joe surfer wants 3 new boards. Wants to do a layaway. You offer him a better deal. 20% Down and a monthly payment plan. there is a small interest. The finance company might give interest free for 90 days then charge interest. Joe surfer. Uses his credit card for the down payment the finance company arranges an automatic payment on the card. Joe surfer walks out with 3 lboards and He hasn't maxed out his credit card. Of course he needs to have a good credit rating.  I looked not this when I was  shopping for an Electric Bike.  Put $250 down get the bike delivered in a few days. 90 days interest free. $ 1,500 Bike.  One of the reasons why EBikes are selling so fast. \n\n\n\nI did not do the deal found a used E bike for a lot less."]], "columns": ["post_id", "thread_id", "thread_title", "post_number", "author_username", "post_date", "post_date_iso", "post_body"], "primary_keys": ["post_id"], "primary_key_values": ["223397"], "units": {}, "query_ms": 0.4977230000804411, "license": "Public Domain"}